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Renters Insurance

from Bania Insurance Agency

Minneapolis Renters Insurance

Many property owners and management corporations in Plymouth, New Hope and surrounding metropolitan areas require tenants to carry renters insurance. Whether or not you are required to have this type of coverage, it’s always a good idea to protect your possessions against loss from accident, disaster or theft. Additionally, many renters policies cover more than physical property. Let Bania Insurance Agency help you protect your possessions and more.

Customizable Protection for Your Belongings

Our insurance professionals write customizable renters insurance. These policies are intended to help customers get back to life as usual in the event of a fire, natural disaster, break-in or other covered event. You can set your own deductibles and limits based on your financial situation and the possessions you wish to insure. In addition to standard belongings protection, we also provide full value coverage so that you can be reimbursed for actual replacement cost in the event of a covered disaster.

Personal Liability Coverage

Standard renters insurance extends beyond your belongings to protect you and any family members living in your rented home. Personal liability protects you from damages in the event that you are held responsible for injury to another person or for property damage anywhere in the world. Legal defense may also be included in this coverage.

Medical liability, available along with this coverage, can also be included in your renters policy. This coverage will pay for medical treatment of a guest who is injured in your rented home, whether or not you are at fault.

Other Coverage Options

Depending on your situation, extended coverage options might be important for you. We offer options such as

  • Flood insurance
  • Umbrella coverage to extend limits
  • Scheduled personal property coverage for valuables and antiques

If you’re just starting out, renting between homes or downsizing, Bania Insurance Agency has the right renters insurance policy for you. Get your free online quote today, or call us for more information.