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Motorcycle Insurance

from Bania Insurance Agency

Minneapolis Motorcycle Insurance

Bikers all agree: There is no better way to see the magnificent Land of 10,000 Lakes than by traveling the roads of Minneapolis on two wheels. Bania Insurance Agency would like to remind you that your travels will be even better if you have the peace of mind that comes from proper motorcycle insurance coverage.

Required Coverage

All bikes registered in the state of Minneapolis must be insured with at least minimum coverage. This includes liability coverage for injuries up to $60,000 total for all individuals injured and property damage liability up to $10,000. You must also carry underinsured/uninsured motorist protection to cover you in the event of a hit-and-run or other encounter with someone carrying inadequate insurance coverage. Unlike the drivers of cars and trucks, motorcyclists in Minneapolis are not required to carry personal injury protection, but policies are available to protect you and a passenger in the event of an injury accident.

Coverage Options

Minimum legal coverage may not provide all the protection you need. For even better protection, Bania Insurance Agency offers a variety of motorcycle policy options. These include

  • Collision insurance to repair your bike if you cause an accident
  • Comprehensive insurance to pay for non-accident-related damages to your motorcycle
  • Replacement cost coverage to pay full replacement value on your bike
  • Custom parts and equipment coverage to repair or replace custom features on your bike
  • Roadside assistance to pay for towing and repairs in the event of a breakdown
  • Rental coverage to pay for transportation while your motorcycle is being repaired

Available Discounts

In order to provide the most affordable insurance options, we work with several insurance carriers. Because of this, we can often offer discounts to our customers. These include

  • Safe driver discounts
  • Good student discounts
  • Multi-policy discounts
  • Discounts based on the completion of rider-safety courses

Bania Insurance Agency understands your passion for the open road. Let us protect you and your bike. Get your free online quote today. If you have questions about our coverage options, feel free to call us during regular business hours.