Medicare FAQs

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I am turning 65 this year and plan to retire. When am I eligible to enroll into Medicare?

Assuming you have met the work-related eligibility requirements, you should sign up for Medicare three months before your 65th birthday. 

Do I need to sign up for Medicare Part B if I am working and have health insurance through an employer?

You may have health insurance coverage under a group health plan based on your or your spouse’s current employment. In this case, you may not need to apply for Medicare Part B at age 65. You may qualify for a Special Enrollment Period and be able to delay signing up for Medicare Part B without a late enrollment penalty.

If the employer group has 20 eligible employees or more and you’re going to continue to work, then you may have the option to delay your Medicare Part B; however, there are many things to consider.  I can help you compare the costs and benefits in your employer group and Medicare plan options.

Where do I go to get signed up for Medicare?

If you already get Social Security benefits, you do not need to sign up for Medicare. You will be automatically enrolled into Original Medicare (Part A and Part B) when you become eligible.  Your Medicare card will be mailed out to you a few months before you become eligible.

*Note: Links will open a different website in a new tab in your browser

How can you ensure that I am on an appropriate Medicare plan?

Upon initial enrollment and annually thereafter, I review coverage options with you based on changes you may experience or changes that will occur in coverage. Networks, benefits, prescription coverage, and more can change every year. I am here to provide continuous support for as long as you are on a plan with me.

See additional Medicare FAQs on the Social Security Administration site (a different site will open in a new tab):