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Homeowner Insurance

from Bania Insurance Agency

Minneapolis Homeowner Insurance

Friends and neighbors of Bania Insurance Agency in Plymouth, Maple Grove and throughout the Twin Cities metropolitan area understand the importance of protecting their homes against potential loss and damages. As a locally owned and operated company, we understand firsthand the concerns and risks facing local homeowners, and we take pride in insuring homes throughout our metro area.

True Value in Home Insurance

Our experienced insurance agents work hard to provide the best possible values for our customers. We customize homeowner insurance policies to meet your needs. Whether you own a house, apartment or condominium, we’ll help you assess the risks and determine what type of coverage will provide you the most peace of mind. Some of our customers prefer to keep premiums low by taking lower limits or having a higher deductible amount. Others prefer higher limits or lower deductibles in order to ensure they will be able to recover more easily in the event of a covered loss.

Standard Coverage and Other Options

Standard homeowner insurance policies typically cover more than just a dwelling. This protection also comes with insurance to cover personal property kept in your home as well as additional living expenses to provide shelter for you and your family in the event that you are displaced from your home because of a covered loss. Most home insurance also includes personal liability that will pay damages in the event that you or a family member who lives in your home is held responsible for injury or damages to another person or their property.

As a full-service insurance company, Bania Insurance Agency also provides extended coverage options for homeowners. These options include

  • Extended limits and umbrella coverage
  • Scheduled personal property coverage to protect high-ticket or irreplaceable possessions
  • Insurance for tenant-occupied homes
  • Vacant dwelling insurance

Get started today with your free online quote. To learn more about home insurance from Bania Insurance Agency, call us during regular business hours.