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Boat Insurance

from Bania Insurance Agency

Boat Insurance

Minneapolis Boat Insurance

Boating is a favorite pastime of many residents here in the Land of 10,000 Lakes. At Bania Insurance Agency, we share your passion for the water, and we work tirelessly to make sure our customers have the right watercraft coverage. Whether you enjoy water skiing or sailing, kayaking or relaxing on your yacht, we have the right insurance for your recreational needs.

Watercraft Coverage

Most boats can be insured for under a dollar a day, and Minneapolis laws allow for lower insurance premiums if boats are stored for long periods during cold weather. Basic boat insurance policy options include

  • Liability to cover other boats, their owners and passengers if you cause a boating accident
  • Medical payment coverage to pay for medical care required due to a boating accident
  • Physical damage coverage, like comprehensive insurance for cars, to pay for damages to your vessel due to a covered loss
  • Uninsured/underinsured watercraft coverage to protect you, your passengers and your watercraft if you are hit by a boater with insufficient coverage
  • Fuel spill liability and wreckage cleanup to pay cleanup expenses in the event of a fuel spill, oil spill or boating accident
  • Unattached equipment coverage to replace or repair equipment such as lifesaving items, water skis, fishing gear, anchors and oars
  • Emergency assistance to pay for towing or repairs in the event that your boat breaks down on the water

Navigational Areas and Limits

Bania Insurance Agency works with several different insurance providers in an effort to offer the navigational options that our clients need. Some boat insurance policies include navigation in Canadian waters. In certain cases, navigation may be limited to inland lakes and rivers with exclusions for the Great Lakes. Your agent can help you choose the best policy for your recreational preferences, and we will be happy to review your existing policy at any time.

Get your free online boat insurance quote today. To learn more about available watercraft policies, call us during regular business hours.