All Minnesota drivers are required to carry certain basic car insurance. For this reason, large insurance corporations spend thousands of dollars on advertising, and you are bombarded with commercials for cut-rate auto policies anytime you watch television or surf the internet. Wouldn’t you rather do business with a local insurance agency that has your best interests at heart?
Bania Insurance Agency, a privately owned insurance company, provides affordable, personalized service to drivers in Plymouth and Minnetonka as well as throughout the Twin Cities metropolitan area. We partner with many top insurance carriers, and we shop around for our clients in order to find auto policies with the best value for each of our customers.
Many drivers are concerned first with minimum required coverage. Naturally, you want to make sure you have insurance that meets legal requirements. For residents of Minneapolis, this includes
While you can stick to the lowest legal limits if you so desire, this insurance option might not provide the most value for you.
Another option available to our customers is to extend your coverage limits beyond the legal minimums. For example, you might choose to carry more property liability than the required $10,000. This will be especially important if you accidentally hit an expensive new car or cause damage to a building or other property while behind the wheel. The great news is that insurance carriers like to insure responsible individuals, and carrying higher limits will help them feel more comfortable insuring you.
Other coverage options we provide include
Don’t get caught without the car insurance you need. Get your online car insurance quote from Bania Insurance Agency today. To learn more, please call our offices during regular business hours.